With the housing crisis still rearing its ugly horns on hapless homeowners everywhere, a lot of homes have gone up for sale at prices lower than their real market value. Experts say that while it may be the wrong time for others, it may be the right time for wannabe homeowners, but it's going to be a really tricky business getting one. It takes effort and a lot of common sense - as agents are also on the lookout for some extra bucks here and there, this being the lean season and all.   The important thing is to always understand the terms of the contract well, and calculate if there is any potential of you getting into mortgage trouble in the future, which was the cause many homeowners' woes as the housing crisis got into full swing. If in doubt, don't hesitate to consult an expert - paying a few buck for his or her time might be just the thing that helps you get the right home and saves you from picking a nightmare in the making. You always have to make sure as well that all the people you are approaching are not just some backdoor agents or agencies so you can be sure that you're dealing with professionals, who are less likely to be unscrupulous.